Housing Inequality in America

Native American Housing Assistance and Self-Determination Act of 1996

The Native American Housing Assistance and Self Determination Act of 1996 (NAHASDA) reorganized the system of housing assistance provided to Native Americans through the Department of Housing and Urban Development (HUD) by eliminating the one-size fits all programs of assistance and replacing them with a block grant program. The two programs authorized for Indian tribes under NAHASDA are the Indian Housing Block Grant (IHBG), a formula-based grant program, and Title VI Loan Guarantee which provides financing guarantees to Indian tribes for private market loans to develop affordable housing. NAHASDA was amended in 2000 to add Title VIII-Housing Assistance for Native Hawaiians, providing similar programs for Native Hawaiians who reside on Hawaiian Home Lands.


On August 8, 2022, HUD announced two new opportunities for funding in housing and community development projects in Native communities. According to the announcement, approximately $129 million will be made available for the Indian Housing Block Grant (IHBG) Competitive Grant Program and approximately $92 million for the Indian Community Development Block Grant (ICDBG) Program through fiscal year (FY) 2022. The IHBG program supports tribes and Tribally Designated Housing Entities (TDHEs) in building, preserving, and acquiring affordable housing and addressing affordable housing-related infrastructure needs. The ICDBG program helps eligible tribes and Alaska Native villages develop infrastructure for housing, community facilities, and economic development projects.

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