Housing Inequality in AmericaMain MenuThe Generational Illusion: An EssayAn Essay by Collin AndrewsEnvironmental Racism: How Residential Segregation Shapes Environmental InequalityHistoric Preservation Coast to CoastTitle PageNative American Housing: How Poor Housing Harms Indigenous HealthHow Poor Housing Harms Indigenous HealthPets & Housing: It's "Ruff" by Katie ClineHow NIMBYism Exacerbates Housing InequalityWhere's the Wealth!How Housing Discrimination has led to racial wealth inequality in the United StatesImmigrant Housing Inequality in AmericaIswat JinadSurveillance InequalityAn investigation into how poor communities are oversurveilled creating a cycle of more targeted and aggressive forms of surveillance for them and those around them.Post-WWII Urban Flight and the Birth of the SuburbsHousing Discrimination in Suburban AmericaRace, Repressive State Apparatus, and Homelessness: From Colonialism to COVID-19Tina NandiHousing Inequality and Access to Quality EducationMQ: Title PageVisualizing racial housing discriminationSplash page for path that includes interactive resources regarding racial housing discriminationProject information and creditsAndy Schocket278555063cc66428c8eadf42f48d412091c5aaf9Melissa Laddab8653014603439710b65435181f2130cee53400Andrew Bartelc9a57442f34fea7858b734ce98f4ec79bd5565b0Collin Andrewsf69afa6ae7fb0f33058b9e0cb476f7451a667cefTina Nandi6e38643c2c1510534cce4e954f0eeb8108bce699Iswat Jinad196dd805bf51f7a46fbf2d94ab069e97fc004d75Marcus Harris7e23857364c2363b25872718aea81323bdd37773James Cousinoe9398a1542d344c824ddaaf967819ae589cd2b61Katie Cline512add1943f75cbd770d4788dcdea90b706922c4Trisha A Bonham7fa13b399c9331700d719225b96f3bf9e54c4570Rene Oswald Ayalac01cc7385c24c3926f2f03a40860f6a4f703f410Kristine Ketel826fdfc33a24cff2c1e0ab79396dd2ae2bae3ed9Morgan Quinleyc8a47798c223cced64347bc9a7d80f6a64402e45
replace...M_H The racial income gap is a big problem
1media/racial wealth gap is real problem infograph_thumb.png2022-12-06T12:45:54-08:00Marcus Harris7e23857364c2363b25872718aea81323bdd37773412372Wealth disparities between racial categories.plain2022-12-06T12:49:37-08:00Marcus Harris7e23857364c2363b25872718aea81323bdd37773
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12022-11-29T14:02:59-08:00Intro12plain2022-12-09T09:21:47-08:00 There is no doubt wealth inequality exists in the United States. While we may differ on the causes of such inequality, its existence is undeniable. When we disaggregate wealth disparities based on racial and ethnic lines the differences are stark, and lasting. This graphic, published by the Asset Building Policy Network in 2019, illustrates just how vast those divides were in 2016.
We see income disparity amongst races, with there being a 42% gap in the median income, defined as wages or capital gains, between Whites and Blacks in the U.S. These huge gaps persist even after a plethora of different laws enacted by Congress since the 13th, 14th, and 15th Amendments to the U.S. Constitution were written. It is no overstatement to say America has a big problem with race. These income inequalities deserve deeper analysis because they are a part of the wealth inequality equation, and directly impact one's ability to own a home. When we look at the wealth gap the differences become much more pronounced. In the graphic, wealth is described as the sum of one's assets minus their debts. A 90% gap exists between Whites and Blacks, more than double the income gap. There is no coincidence the graphic uses a home to symbolize wealth. In America a home is much more than shelter. They are investments which can be leveraged to fully activate one's participation in the U.S. economy.
We will go on a journey peeling back the onion of how housing discrimination birthed housing inequality, which has crippled the wealth generating engine of the African American community for years. After the journey is over the hope is the reader will be left with questions that will lead to further research, and more importantly, action. A few come to mind. What are the economic ramifications of collective action by the private market and U.S. government to lock Black Americans out of fully participating in the housing market? Less serious, but still interesting, what are the ramifications of discriminatory housing policy on hip-hop popular culture which was birthed from the concentration large minority populations in redlined neighborhoods, and housing projects? Lastly, how can we close the wealth gap, by getting more minorities owning homes.