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Lack of appraiser diversity affects home values in Black neighborhoods
12022-12-04T09:06:27-08:00Andy Schocket278555063cc66428c8eadf42f48d412091c5aaf9412371Homes in Black neighborhoods can be undervalued by thousands of dollars because of lack of appraiser diversity, studies have ...plain2022-12-04T09:06:28-08:00YouTube2022-02-03T00:00:02Z3sLY_w_bOtgABC 7 ChicagoAndy Schocket278555063cc66428c8eadf42f48d412091c5aaf9
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12022-12-01T15:09:01-08:00AS: Appraisals should be colorblind, but appraisers aren't14Provides interactive resources concerning disparities in the appraisal of individual propertiesplain2022-12-06T17:16:46-08:00How much is your home worth? That makes a big difference if you want to sell it, or if you want to take out a mortgage on it. That partly depends upon the racial makeup of your neighborhood.
But it also depends upon the perceived color of your face, no matter how much makeup you use.
NPR is not alone. Recently, news organizations havereportedstoryafterstory of houses getting appraised differently depending upon whether the appraiser encountered a white person or person of color at the door.
These racial disparities may occur because appraisers are people, too. And, despite appraisers' training and credentialing, as humans, appraisers are not less susceptible than the rest of us to implicit bias. That is, as humans, we carry stories in our minds that affect our judgment. Perhaps it’s also because there are few appraisers of color, as ABC News has reported.
Regardless, the differential appraisal of property results in people of color having less wealth than their whiter neighbors, even if their houses are identical.